Financial Hard Times

Financial Hard Times

Postby sacredcowbasher on Sun Jun 04, 2017 11:45 am

It’s been way too long since I posted about what Bugtussle and I have been experiencing for the past three years. I wanted to start a new thread with a title that doesn’t carry the word ‘crises’. The former thread was called ‘Financial Crises’.

I shared about how our mortgage company was working with us in what is called ‘loss mitigation’. They have a loss mitigation department and they send out papers and forms for you to fill out where you can explain your hardship and circumstances. The first trial period, which is three months, failed because we were days away from being able to pay the 908.00 payment. Bummer, but when you don’t have it you put your trust in Jesus and hope for a good outcome.

What is going on now is not ‘loan modification’, but ‘Forbearance’. They looked at the taxes we owe and such and figured that it is a temporary thing. We haven’t gone over the papers yet, we will look at them today after lunch. We have 10 days or so to get them back to them. From what I understand, the payments will be lowered for a season and afterward increased a bit over time to make up for it.

Through all of this I can see growth in Bugtussle’s life. We lost the use of our air conditioner about three months ago and have fans in our windows to generate a breeze along with our ceiling fans. We have been having rain every day and for longer periods than normal which has helped a bit to curb the heat. I haven’t been able to pay the property taxes on the renovation house I was working on and it has been at a stand still for over a year. I don’t know if he IRS will seize the property or not. There are two letters waiting for us at the Post Office which I am assuming is from them. We are making payments on our personal taxes and I haven’t been able to pay my accountant yet, who is thankfully, a Christian and a friend.

God has been speaking deliverance to me. When I was in my daily reading in the book of Deuteronomy a few months ago, I saw this uncanny parallel between the children of Israel and myself. I can’t go into it any further right now, but I’ll just say that I’m ready for deliverance. I’m getting words from church as well about this being soon.

I’m thankful that the Lord has blessed us with work through ‘M’, my boss, who gave me a job for a nice lady in New Orleans because he was so swamped with work. I was working with ‘M’ whenever he needed another person, but this job has been more steady which means more money. It is long way to drive every day, so I’ve been using the Subaru to save on gas. I use my truck when Bugtussle needs the car for us or my brother.

We have been faithful to tithe on everything we earn and on the room and board from my brother because I refuse to deny the power and love of our strong Savior, Jesus Christ. He is able to do everything, and there is no purpose that can be withheld from Him. All things work together for good to them who love Him, and who are called according to His purpose. He can open a door that no man can close, and close a door that no man can open.

Will post when I feel lead, God bless
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby shorttribber on Sun Jun 04, 2017 5:29 pm

:praying:
The Wisest men have changed their Counsels and Resolves upon second thoughts, much more upon experience, and approaching evils not at first discovered. Rev. Herbert Croft, 1675

Where no counsel is, the people fall: but in the multitude of counsellors there is safety.

Find seven years of tribulation plainly stated in the Bible.
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Re: Financial Hard Times

Postby burien1 on Sun Jun 04, 2017 6:34 pm

:praying:
Psalm 119:105; Thy word is a lamp unto my feet, and a light unto my path.
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Re: Financial Hard Times

Postby sacredcowbasher on Sun Jun 04, 2017 7:25 pm

Thank you for praying for us. We appreciate the family we have here. God bless you
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby bugtussle on Mon Jun 05, 2017 5:29 am

Thank you all for praying with us and for us. I cannot express what I feel. Crying now. Bless, bless, in Jesus - bless you all. Alleluia! :cry:
For the Lord is good and His love endures forever. His mercy will never fail. Amen.
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Re: Financial Hard Times

Postby shorttribber on Mon Jun 05, 2017 8:31 am

sacredcowbasher wrote:Thank you for praying for us. We appreciate the family we have here. God bless you
:hugs:
The Wisest men have changed their Counsels and Resolves upon second thoughts, much more upon experience, and approaching evils not at first discovered. Rev. Herbert Croft, 1675

Where no counsel is, the people fall: but in the multitude of counsellors there is safety.

Find seven years of tribulation plainly stated in the Bible.
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Re: Financial Hard Times

Postby shorttribber on Mon Jun 05, 2017 8:32 am

bugtussle wrote:Thank you all for praying with us and for us. I cannot express what I feel. Crying now. Bless, bless, in Jesus - bless you all. Alleluia! :cry:
:comfort:
The Wisest men have changed their Counsels and Resolves upon second thoughts, much more upon experience, and approaching evils not at first discovered. Rev. Herbert Croft, 1675

Where no counsel is, the people fall: but in the multitude of counsellors there is safety.

Find seven years of tribulation plainly stated in the Bible.
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Re: Financial Hard Times

Postby sacredcowbasher on Tue Jun 06, 2017 4:13 pm

shorttribber wrote:
sacredcowbasher wrote:Thank you for praying for us. We appreciate the family we have here. God bless you
:hugs:


Back at ya my friend
:hugs:
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby GodsStudent on Wed Jun 07, 2017 4:43 am

Hi SCB, just got back to my computer this morning from delivering my husband to the retreat program he has entered into. I am so jealous of him (not really, but wow is he in for a special 4 months of super close time with the Word and the Lord).....what a blessing my husband will be having.....
and you, my brother......what a blessing it was for me to open your email and see you praising the Lord and blessing Him in your trials....THATS THE WAY IT"S DONE! :wink:

Of course I have offered my prayerful requests for resolution for you, and if you feel discouraged (as I sometimes do).....read my thread on my husband and see the miracles He works for all of us, each of us, because truly He is faithful and worthy of our praise (which I know you know, simply reading your thread request testifies to this....Im just rejoicing and fellowshipping with you!).

I can't remember which state you live in, can you remind me? Love you and our beautiful sister in Christ (your bride), too.

Lisa
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Re: Financial Hard Times

Postby sacredcowbasher on Wed Jun 07, 2017 7:29 pm

Hi GS, I have been following you and your husband’s thread, and it is amazing what the Lord does. I pray that God gives you a special time with Himself as well and of course that your husband’s experience will exceed expectations.

We live in the deep south, in Louisiana. If you know where Lake Ponchatrain is, it used to be the longest bridge in the world until China built a longer one; we live on the north shore. I have been crossing the 24 mile bridge nearly every day to go into New Orleans for work. Doing a job scraping and painting security bars on an uptown home, which is a good thing to have in New Orleans. Appreciate your prayers, God bless
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby sacredcowbasher on Fri Nov 24, 2017 10:22 pm

To update, I want to say that although we are still in financially tough times, our faith has not wavered. We still believe that something good is about to happen. I had a time of disappointment in September because my expectation was very high. It was my 40th anniversary of being born again. Two months before in July, I was reading in Exodus about the children of Israel being in the dessert for 40 years and I saw many parallels between them and myself. They entered the promised land after the older generation died in the wilderness.

Those things are written for examples. With the children of Israel of that time, those who were unbelievers died and did not enter. I believe the bible gives those of us who have failed miserably, back slid, and were rebellious and disobedient, a wonderful mercy through the cross of Jesus Christ. There is always hope for us because we die daily, we put off the old man and put on the new. We deny ourselves, take up our cross and follow Him.

In that sense the parallel is that the generation of Israel that died in the wilderness is our old man dying in the wilderness. We don’t take him into the land of promise, he has been crucified. We enter into the land of promise because we are new creatures in Christ. Our faith is in Him and what He did at the cross. The Holy Spirit sanctifies us and we enter the Kingdom of God through much tribulation.

For several months I have worked a lot. Here lately it has slacked some. Several weeks back some Christians repaired our air conditioner, and a dear sister in Christ gave us a sizable financial gift. These things were a tremendous blessing and encouragement. Bugtussle is selling things on eBay, which doesn’t produce a lot but it gives us something and helps us to eliminate some our ‘inventory’. We have many things through the handyman work and elsewhere, and believe me, inventory is the right word.

Our mortgage company has sent us another form to fill out which is for us to show how much money we made in the last 60 days so they can assess how to go forward with us. If God puts it on your heart, pray that it goes well for us. In the meantime, we are excited to see what God is going to do. We are being refined throughout these lean years and we know that all things work together for good to them that love Him and are called according to His purpose.
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby burien1 on Sat Nov 25, 2017 9:01 am

It is amazing what the Lord takes us through to stretch our faith in Him. He does provide for our needs. Sometimes right away, sometimes at the very last possible second. And we learn what we once considered needs are not so much 'needs' at all. I hope you are blessed with all your needs met. :hugs:

:praying:
Psalm 119:105; Thy word is a lamp unto my feet, and a light unto my path.
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Re: Financial Hard Times

Postby GodsStudent on Sat Nov 25, 2017 10:55 am

:praying:

Times are getting lean for a good many people. Corporate America has found a way to eliminate our self employed job (my husband and I do legal research for attorneys), and now they want to pigeonhole us into a low salary and force us to work for them. So, we are in the middle of a career change at 50....it's no fun, but certainly, as long as we have our must have needs met, we can adapt to everything else. As to our immediate needs, like you, we are trusting in the Lord for provision and accepting what we cannot change about everything else. I refuse to give up my peace for "things" that money provides. As long as my needs are met, my happiness will not be shaken.
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Re: Financial Hard Times

Postby sacredcowbasher on Sat Nov 25, 2017 12:55 pm

Thanks Burien1, we appreciate the prayers very much. It is good to come to understand verses in the bible such as tribulation works patience, and patience endurance, and endurance hope. And hope causes us to not be ashamed. He has helped me to change my attitude about difficult times, and has helped me to keep an attitude of faith no matter the circumstance, or the weakness, or not seeing how. He is THE answer, the solution, the remedy, and everything we need comes to us from Him and what He did.

Lisa, I can see you guys being excited at least to a degree, at the challenge facing you. Keep us posted now and then as to how things are going. Will be praying
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby GodsStudent on Sun Nov 26, 2017 9:00 am

I sure will. Like you, I am choosing to keep my focus on the Lord and allow Him to work out the details as I continue to try my best to be a good steward of the resources and opportunities I am given. Opposite from what so many say and think (and I hope NOT believe)...the devil is not in the details in our world....oh no!!!! The LORD is in the details. :grin:
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Re: Financial Hard Times

Postby shorttribber on Mon Dec 04, 2017 8:21 pm

GodsStudent wrote:I sure will. Like you, I am choosing to keep my focus on the Lord and allow Him to work out the details as I continue to try my best to be a good steward of the resources and opportunities I am given. Opposite from what so many say and think (and I hope NOT believe)...the devil is not in the details in our world....oh no!!!! The LORD is in the details. :grin:

:a3:
The Wisest men have changed their Counsels and Resolves upon second thoughts, much more upon experience, and approaching evils not at first discovered. Rev. Herbert Croft, 1675

Where no counsel is, the people fall: but in the multitude of counsellors there is safety.

Find seven years of tribulation plainly stated in the Bible.
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Re: Financial Hard Times

Postby sacredcowbasher on Tue Jan 16, 2018 9:09 pm

I want to update whats going on and ask for prayer.

Our mortgage company has given us another loan modification that is called a ‘forbearance’. Bugtussle is selling items on eBay, but they don’t consider that employment. They say until she is employed and can show them her paycheck stubs they won’t do an ‘adjustment’. They would be happy with part time work, so that is a good thing. We are grateful for the forbearance and seeking Him for direction in all things. She cares for my handicapped brother in the sense of meals, doctor visits, groceries and meds. It is a part time job in itself, but she only gets a hundred dollars a month for it. We get six hundred for room and board and that is a blessing for us and we can bless him. It has worked out well now for going on eight years.

As for me, I hanen’t had any work since the new year mostly cause of cold weather. If the Lord lays us on your heart pray that our faith fail not and that His will is done. Thanks, love y’all

SCB
Gal 2: 14-19 But when I saw that they were not straightforward about the truth of the gospel, I said to Peter before them all, "If you, being a Jew, live in the manner of Gentiles and not as the Jews, why do you compel Gentiles to live as Jews? We who are Jews by nature, and not sinners of the Gentiles, knowing that a man is not justified by the works of the law but by faith in Jesus Christ, even we have believed in Christ Jesus, that we might be justified by faith in Christ and not by the works of the law; for by the works of the law no flesh shall be justified. But if, while we seek to be justified by Christ, we ourselves also are found sinners, is Christ therefore a minister of sin? Certainly not! For if I build again those things which I destroyed, I make myself a transgressor. For I through the law ( the law of the Spirit of life in Christ Jesus ), died to the law ( the law of sin and death ) that I might live to God. Parenthetical remarks added are mine.
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Re: Financial Hard Times

Postby shorttribber on Tue Jan 16, 2018 11:57 pm

sacredcowbasher wrote:I want to update whats going on and ask for prayer.

Our mortgage company has given us another loan modification that is called a ‘forbearance’. Bugtussle is selling items on eBay, but they don’t consider that employment. They say until she is employed and can show them her paycheck stubs they won’t do an ‘adjustment’. They would be happy with part time work, so that is a good thing. We are grateful for the forbearance and seeking Him for direction in all things. She cares for my handicapped brother in the sense of meals, doctor visits, groceries and meds. It is a part time job in itself, but she only gets a hundred dollars a month for it. We get six hundred for room and board and that is a blessing for us and we can bless him. It has worked out well now for going on eight years.

As for me, I hanen’t had any work since the new year mostly cause of cold weather. If the Lord lays us on your heart pray that our faith fail not and that His will is done. Thanks, love y’all

SCB


I will keep praying Eddie, we know God is faithful....He will answer us and be our ever present help in the time of need.
The Wisest men have changed their Counsels and Resolves upon second thoughts, much more upon experience, and approaching evils not at first discovered. Rev. Herbert Croft, 1675

Where no counsel is, the people fall: but in the multitude of counsellors there is safety.

Find seven years of tribulation plainly stated in the Bible.
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